[down on one's luck] {adj.}, {informal} Having bad luck; having much trouble; not successful in life. * /Harry asked me to lend him ten dollars, because he was down on […] A Dictionary of American Idioms

upper

[upper] See: [KEEP A STIFF UPPER LIP], [ON ONE'S UPPERS]. A Dictionary of American Idioms

out of luck

[out of luck] {adj. phr.} Being unlucky; having bad luck; having something bad happen to you. * /Mr. Jones missed his train and was out of luck in getting to […] A Dictionary of American Idioms

luck out

[luck out] {v. phr.}, {slang}, {informal} 1. Suddenly to get lucky when in fact the odds are against one's succeeding. * /I was sure I was going to miss the […] A Dictionary of American Idioms

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Artemus Ward

(1834-1867), "The Census" Did you ever have the measles, and if so, how many?

Richard the Third

[Richard the Third] {n.} A piece of excrement (rhyming slang Richard the Third = turd).

here and now

[here and now] (2) {n.} The present time and place; today. * /He enjoys the pleasures of the here and now and never worries […]

take charge

[take charge] {v. phr.} To begin to lead or control; take control or responsibility; undertake the care or management (of […]